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Financing for Medium and Large Amazon Sellers

Financing for Medium and Large Amazon Sellers

As you grow your Amazon business, there are different types of Financing For Amazon Sellers you will start to qualify for. Once an Amazon Seller establishes the ability to run a profitable Amazon business, more business-friendly financing for Amazon Sellers becomes available. In most cases, you will need at least 1 year of consistent Amazon sales (AccrueMe, listed here, only requires 6 months) and at least $25k in monthly revenue to begin to qualify for options like these;

Amazon Seller loans like those offered by Amazon Lending are some of the only traditional style loans available to Amazon Sellers. Usually offered with rates of 10% to 18% these are a good option for a mature Amazon business no longer growing exponentially IF the length of the loan is at least 12 months.

Term loans for Amazon Sellers are usually offered with terms of 3 to 24 months. Because most term loans for Amazon Sellers require equal monthly payments, the length of the loan will have a big impact on your monthly payments and thus your business cash flow.

For example, a $100k term loan with a 3-month term will require monthly payments of about $33k while a 24-month term for the same loan will require a monthly payment of about $5k. While $5k per month is still a large amount of cash flow for the typical business borrowing $100k, it usually is not business crippling like a $33k monthly payment would be.

With a long repayment term (18+ months), a term loan can be a good option for mature Amazon businesses that don't need to maximize cash flow or grow quickly.

AccrueMe offers completely unique success-based financing for Amazon Sellers through a one-of-a-kind profit-share model. Unlike most of the other financing options for Amazon Sellers which are built around aggressive repayment schedules, AccrueMe was founded to allow Amazon Sellers to grow without having to pay a lender every month.

With AccrueMe, you repay on your schedule so many of AccrueMe's portfolio companies do not make a single payment for months or even years.

Unlike revenue-based loans, AccrueMe earns a floating share of your monthly bottom line profit (Sales - COGS - FBA Fees - Amazon PPC) so AccrueMe only earns when you do (there are no fees or other charges with AccrueMe). Keeping with its no required payments philosophy, you can choose to accrue (add it to your balance, rather than pay) AccrueMe's profit every month rather than paying them monthly.

For profitable Amazon Sellers looking to maximize their cash flow and compound growth, there is no other financing option for Amazon Sellers like AccrueMe.

Successful private label sellers may qualify for an equity investment or a full buyout from one of the many groups acquiring eCommerce businesses. Equity investments are typically only available to Amazon Selling businesses with a unique competitive advantage so equity is usually not an option for retail arbitrage or wholesale Amazon Sellers.

About AccrueMe®

AccrueMe provides success-based financing for Amazon Sellers. With decades of experience in lending, AccrueMe's leaders have created a completely new way of providing capital, powered by a proprietary portal built around leading-edge eCommerce technology. With unprecedented line of sight into business data, AccrueMe’s portal simplifies financing for online retailers in a way that was never before possible: based entirely on sellers' success, and repaid when best for the seller, and not based upon a pre-determined schedule. Ecommerce retailers have built their businesses on the latest technology, we believe they deserve financing from a partner that's powered the same way. AccrueMe: cutting edge capital for eCommerce. Learn more at



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