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Your clients deserve better capital.
We believe top ecommerce operators should have access to institutional-quality terms — not fintech gimmicks.
That’s why we offer simple, transparent capital for serious sellers:
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Credit line style structures
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$100k to $5M investments
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Simple interest, mid-to-high teens rates
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Option to defer payments up to 3 years
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Interest-only option available
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Fast, tech-enabled underwriting
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No bank friction or unnecessary paperwork
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No fintech fine print or "gotchas"
Bank-level terms. Without the headache.
How You Get Paid.
Earn up to 4% on deployed capital over 12 months
You earn based on how much capital we deploy into your referrals.
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0.5% per quarter (<$1M deployed)
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0.75% per quarter ($1M–$5M)
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1% per quarter ($5M+)
Paid quarterly for up to 4 quarters (first 12 months)
Based on capital actually deployed
Example:
We invest $5 million across five of your referrals
At the top tier:
You earn 1% per quarter for 4 quarters
$50k per quarter or $200k over 12 months
Your clients access institutional-quality capital to scale.
You generate meaningful recurring income.
We deploy capital into strong, durable businesses.
Aligned incentives. Long-term relationships. Everyone wins.
A Note from Our Founders.
As you probably know, most funding options in this space are NOT built to help ecommerce businesses.
They’re expensive, restrictive, and designed to maximize lender returns — often at the expense of the operator.
We’ve all seen it firsthand.
At AccrueMe, we’ve taken a different approach.
Over the past few years, we’ve significantly reduced our cost of capital. That allows us to offer better terms than any alternatives (including traditional banks)— but, to do that, we must focus exclusively on strong operators running real businesses.
Our objective is straightforward:
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Deploy capital into high-quality ecommerce businesses
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Keep that capital working over the long term
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Generate consistent, risk-adjusted returns
We don’t need to overprice deals or introduce hidden friction to achieve that. Instead, we focus on partnering with the right operators and offering terms that actually make sense for both sides. After all, we've found these high quality businesses to be the best way for us to safely make sizable investments with minimal risk and headache.
That’s why we’re able to provide:
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Transparent, straightforward pricing
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Flexible structures (including deferred payment options)
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Fast, tech-enabled funding decisions
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A long-term approach to capital
It’s also why we’re willing to share economics with partners, like you, who bring us high-quality businesses.
In many cases, we are effectively breakeven in year one on referred deals. But what we’ve seen consistently is that once a $1M–$20M operator starts working with us, they tend to stay for years — which is where the long-term value is created.
If you’re going to refer your clients anywhere, it should be to a capital partner that actually helps them grow — not one that takes advantage of them.
That’s the standard we’re building toward.
Don, Sam, Ben, & Eric
How It Works.
Simple for you. Seamless for your clients.
1. Your client applies
They complete a quick application at app.accrueme.com
2. They tag you as the referral source
They enter your name when we ask how they heard about us during the application so we can track and attribute the deal
3. We handle everything
We underwrite, structure, and fund — fast and efficiently. We'll let you know when they get funded so you can stay in the loop.
4. You get paid
You earn quarterly based on capital actively deployed
Working with a larger client?
For your most established sellers (~$5M+ annual revenue), we’re happy to start with a call first. Just make an email intro to Sam or Don and they'll take it from there.